STOP PAYING RENT NOW! Welcome to Home Ownership. Think you can’t own a home due to student loans, medical bills, being self-employed, or bad credit? Think again. If you have some money available for a down payment and stable income, here at Home Ways we can help you own the home of your dreams regardless of your financial past.

Home Description: Quaint and charming best describes this amazing St. Charles home located just minutes from Historic Main Street. The inviting exterior has vinyl siding, a generous-sized corner lot, a level fenced yard, a patio, maint free front and back porch, and a detached single-car garage. Features include hardwood flooring on the main, 2 panel doors, gas FP, tall base trim, crown molding, white Kitchen cabinets, gas stove, refrig, micro, tile c-tops, D/W, eat-in Kitchen, Owners entry with cabinetry/pantry, a main floor Bdr with a second Bdr or Flex Rm, Bathroom with ceramic tile flooring and steps leading to a finished Bonus Rm in the Loft (10×23). There is a full bsmt with laundry facilities and an included washer and dryer. The HVAC and water heater were replaced in 2019. Excellent location near Historic Main St, The Katy Trail, restaurants, shops, Lindenwood College, services, and the Streets of St Charles Ent District. There is easy access to Hwys I-70, 94, 364, and 370. Be prepared to fall in love!

 Purchase Price $215,000 

Monthly payment $1810 (taxes and insurance are included)

Move in with as little as $7500

1% program enrollment and loan origination fee

100% of the down payment comes off the purchase price and secures your exclusive right to buy the home. We accept borrowed funds for closing. You may also be eligible to withdraw from your pension (or your 401K plan). DOWN PAYMENT ASSISTANCE IS AVAILABLE, if your income is high enough you may qualify for an interest-free loan for the remainder after the 3% is placed of your down payment. Call us today